On Thursday, Google announced its new payment platform called Android Pay for Android devices.

Android Pay is a lot alike to Apple Pay, which is used for the iPhone. The platform allows you to insert your credit card information to your Android device, letting you pay for anything you want in stores by only tapping your phone on a particular pad.

Just like Apple Pay. The new Android platform will use fingerprint readers, helping the users to authenticate their payments at the checkout.

This would be the second time that Google designs a mobile payment system. 4 years ago, the company presented Google Wallet, a platform that failed in its take off. Many Americans blocked the app from their wireless devices while retailers didn’t support it.

According to Google, Android Pay will work with retail associates like McDonald’s, Staples, Whole Foods and Subway. The platform will also work with most stores that already have field communication payment pads (NFC) on their credit card terminals.

Android Pay will work with Discover, Amex, Visa and MasterCard. The new platform is going to choose Android devices coming as a software update in this late 2015.

Meantime, Samsung, the major Android phone retailer internationally, has already responded to Apple Pay and Android Pay by advertising its own platform: Samsung Pay. This one would be used with magnetic credit cards readers, adding also the NFC readers. It will be available by this summer.

Photo Credit: By Coolcaesar (Googleplexwelcomesign.jpg) [GFDL (www.gnu.org/copyleft/fdl.html) or CC-BY-SA-3.0 (http://creativecommons.org/licenses/by-sa/3.0/)], via Wikimedia Commons


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